8 Reasons To Get The Hilton Surpass Card

On Mar 1, 2021

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Co-branded Hilton Amex cards are currently offering improved welcome bonuses, which are seriously worth considering.

I’d argue the all around most compelling card offering an increased bonus, and arguably one of the best mid-range hotel credit cards in general, is the Hilton Honors American Express Surpass^® Card. This $95 annual fee (Rates & Fees) card not only has a phenomenal welcome bonus at the moment, but also offers perks that will make it worth keeping.

While you can read a full review of the Hilton Surpass Card here, in this post I wanted to share eight reasons you should consider applying. In no particular order:

150,000 Hilton Honors bonus points

The Hilton Surpass Card is offering a welcome bonus of 150,000 Hilton Honors points after spending $2,000 within three months. I value Hilton Honors points at ~0.5 cents each, so to me that bonus is worth ~$750.

That’s an exceptional bonus, especially when you consider the reasonable spending requirement, and also that this is only one aspect of the bonus.

Redeem your Hilton Honors points at the Conrad Bora Bora

$150 statement credit

In addition to the 150,000 Honors points, the Hilton Surpass Card is also offering a $150 statement credit after making one first purchase within three months. That’s as easy as it sounds — make any eligible purchase (even for a dollar), and you’ll get a $150 statement credit.

Put another way, that more than covers your annual fee for the first year, and increases the overall value of the welcome bonus to $900, by my valuation.

Hilton Honors Gold status

Arguably the best ongoing perk of the Hilton Surpass Card is the hotel elite status that it offers. Specifically, you receive Hilton Honors Gold status for as long as you have the card. This is in my opinion the most valuable mid-tier hotel status out there, as it offers perks like complimentary breakfast and/or executive lounge access, bonus points, room upgrades, and much more.

Get an executive level upgrade as a Hilton Honors Gold member

Weekend night certificate with spending

Not only is the Hilton Surpass Card worth holding onto for the perks, but it’s also worth spending money on. When you spend $15,000 on the Hilton Surpass Card in a calendar year you receive a Hilton weekend night reward. This can be used for a stay at nearly any Hilton-family property in the world, including those that would otherwise retail for 120,000 Honors points per night.

If you have this card and are in a position where you can complete that amount of spending, it’s absolutely worth it.

Redeem your weekend free night certificate at the Waldorf Astoria Los Cabos

10 Priority Pass visits per year

The Hilton Surpass Card offers 10 free Priority Pass visits per year. While this isn’t quite a membership that gets you unlimited free lounge visits, the reality is that for most peoples’ travel patterns, this should more than cover lounge needs. It’s rare to see a card with an annual fee of under $100 that offers a lounge perk like this.

Get 10 Priority Pass visits per year with the card

12x Honors points on Hilton stays

The Hilton Surpass Card can be a great card to use for spending at Hilton-family properties, as you earn 12x Honors points per dollar spent. Based on my valuation of 0.5 cents per Hilton Honors points, that’s like a 6% return on Hilton spending, in addition to the points you usually earn for…